Terms and Conditions

Please read these terms before using our guides and calculator. If you do not agree with them, please stop using the website.

1. About Our Website

PhilHealth Contribution is an independent information website. We publish contribution tables, calculator estimates and guides to help visitors understand PhilHealth contributions and related processes.

We are not affiliated with, operated by or endorsed by the Philippine Health Insurance Corporation or any government agency.

2. Information and Guidance

Our content is provided for general information. It does not replace official PhilHealth instructions, individual assessments or professional advice.

Contribution rules, membership requirements and online services may change. Although we aim to keep our content accurate, we cannot guarantee that every page is complete or reflects the latest updates.

Confirm important information with PhilHealth before making a payment, submitting an application or making decisions about your membership.

3. Calculator Use

Our calculator provides an estimate based on the income and membership type you enter.

It does not:

  • Access your PhilHealth account or contribution records.
  • Confirm your official contribution amount.
  • Include every membership exception or special arrangement.
  • Confirm benefit eligibility or payment status.

Your actual contribution may depend on PhilHealth’s assessment and your circumstances. Employees should also confirm payroll deductions with their employer.

4. No Membership or Payment Processing

We do not register PhilHealth members, issue identification numbers, collect contribution payments, process claims or approve benefits.

Links to official services are provided for your convenience. Any application or transaction you complete through those services is handled by the relevant provider under its own terms.

5. Acceptable Use

You may use this website to read information and calculate contribution estimates for lawful purposes.

You must not:

  • Attempt to access restricted areas or interfere with website security.
  • Introduce harmful software or deliberately disrupt the website.
  • Use our name or content to impersonate PhilHealth or mislead others.
  • Submit spam, threats or unlawful material through our contact channels.
  • Use automated tools in a way that overloads or damages the website.

6. Website Content and Reuse

Original content and design elements on this website may belong to us or their respective owners.

You may link to our pages and use material where permitted by applicable law. For reuse that requires permission, contact us before reproducing or republishing it.

PhilHealth names, logos, official documents and screenshots remain subject to their respective ownership and applicable rules. Their appearance on this website does not imply endorsement or give us ownership of them.

7. External Websites

Our website includes links to external websites. We do not control their content, availability, privacy practices or services.

Review the destination website’s terms and privacy policy before providing information or completing a transaction.

8. Privacy and Contact Messages

Our Privacy Policy explains how we handle information associated with your use of this website.

When contacting us, provide only the information needed to explain your enquiry. Do not send your PhilHealth PIN, password, one-time password, medical records or payment details.

Sending a message does not create a professional advisory relationship or authorize us to act on your behalf.

9. Website Availability

We may update, change or remove content and features. The website or calculator may occasionally be unavailable because of maintenance or technical problems.

We do not guarantee uninterrupted or error-free access.

10. Responsibility and Legal Rights

You are responsible for checking that information and estimates are appropriate for your circumstances before relying on them.

To the extent permitted by applicable law, we are not responsible for losses resulting from inaccurate information you enter, interruptions to the website or services controlled by third parties.

Nothing in these terms excludes liability that cannot legally be excluded or limits rights you have under applicable law.

11. Changes to These Terms

We may revise these terms when our website or services change. Updated terms will appear on this page with a revised date.

Changes are intended to apply going forward. Where applicable law requires additional notice or consent, we will follow those requirements.

12. Contact Us

For questions about these Terms and Conditions, contact: